The following medical benefits are provided using network providers and are subject to all policy provisions, the deductible, and any applicable copay or coinsurance (unless otherwise stated). Discounts vary by pharmacy, geographic area, and drug. Once your plan deductible is met, you then pay only your coinsurance.ġ) $1,000 option not available with the Plus Elite A plan.Ģ) Ex p e n s e s for inju ri e s ar e e ligi ble for cov erage a s o f y o u r p lan ’ s eff e c t i v e date e x p e n s e s for ill n es s e s ar e e ligi ble for cov erage beginning on the 6th day following the effective date.ģ) Additional visits subject to deductible and coinsurance.Ĥ) Discount card can help you save an average of 20-25% on your Rx drugs. You pay for prescriptions at the point of sale, at the lowest price available, and submit a claim to us with the Preferred Price Card. Preferred Price Card & coinsurance after deductible Outpatient Surgery, Labs, X-rays, and PSA Screening $250 copay, then subject to deductible and coinsurance. $1,000, $2,500, $5,000, $10,000, or $12,500 (Choose any amount to help cover your expenses in the case of an accident.)Ĭoinsurance (% of covered expenses you pay after deductible)Ĭoinsurance Out-of-pocket Maximum (after deductible, per person, copays not included)ĭoctor Office Visit, History, and Exam only Option: Add Supplemental Accident Benefit Lifetime maximum for these plans (per person, per term): $600,000 Short Term Medical Plans:Ĭhoose length of coverage: from 30 days to less than 3 months. These plans pay no benefits for out-of-network expenses except for emergencies. You must use a network doctor or hospital. The large network of doctors and hospitals offer choices across the nation, so even when you’re traveling, you’re likely to find in-network care. Receive quality care at reduced costs because the network providers have agreed to lower fees for covered expenses. Get access to one of America’s largest doctor and hospital networks. UnitedHealthCare Choice Network Advantages Then insurance pays 100% of the remaining covered expenses to the lifetime maximum benefit. Once you meet your deductible, you pay a percentage of covered expenses (coinsurance) to the coinsurance out-of-pocket maximum amount you selected. See below for a comparison of the plans available. You select the term from 30 days to less than 3 months, then choose your deductible, and coinsurance that fit your budget. A Choice of Coverage to Fit Your Specific Needs Keep in mind that you may owe an additional payment on your taxes because these plans are not ACA-compliant. These plans can help bridge the gap in coverage if you: (a) must wait until the next Open Enrollment or are waiting for other coverage to begin (b) are between jobs (c) retired early or (d) just graduated college.
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